Once your online payment account has been hacked, it is wise to act on the indications in order to protect your business. In the majority of cases, the signs will be difficult to detect. They can include the following:
Your financial data may be published online without your knowledge or permission. Some cyber-criminals can use your credit card information or other personal information that is contained in your online banking or credit card account. You may be unknowingly advertising to strangers on the Internet and inadvertently sending them your own personal information.
Online fraud may be committed by several parties at once. A single company may not be responsible for all the activities of a group of hackers that have hijacked your account. In fact, the problem may be worse than you realize.
Your bank may be hacked from the outside but it can take much longer to hack your account from the inside. These hackers often target account holders who are less likely to respond quickly to security alerts. Because of this, it is important to consider all the possible causes for your bank security problems before they become bigger.
Check your statements carefully for unusual charges or discrepancies. Be sure to file any suspicious activity reports with your local law enforcement. In addition, report all suspected criminal activity to your local and federal law enforcement authorities.
Most banks will block fraudulent transactions from your account if they suspect that you are being hacked. Make sure that all activities on your account are still legitimate. Also, be sure to notify your bank of any changes in your telephone number, address, or credit card number.
Keep your email secure. Always log out when you are done with the Internet. If an email address you are using on the Internet is compromised, your account may be accessed through your computer.
Always make sure that you close all your open accounts. Keep your money in a safe place and be wary of people who approach you asking for your credit card or bank account numbers. Always be aware of who you give personal information to and how you disclose such information.
An online payment is usually sent by direct deposit. However, many online shopping carts also require you to fax your bank account number or other account number, debit card number, or other account information. Take care to protect these kinds of information by not giving away your personal information in the mail.
Write down your credit card and bank account numbers. Include your social security number. Your bank may ask you to fax your information so that you can be reimbursed for the charges.
Provide clear directions on where you would like your payment to be sent. The most common ways are postal mail, email, or snail mail. It is best to follow up on a payment request with your bank and make sure that you receive the funds within a certain period of time.
Remember that even though your online account has been hacked, you should not allow this to be the end of your business. You must first take steps to protect your business, then you must act to repair the damage once the attack has been resolved. It will be worth the effort to stop the hackers before they ruin your business.